Simple fees. No surprises.
You pay three things per transaction: a platform percentage, a fixed $0.10 processing fee, and the actual blockchain gas cost. No setup fees. No monthly subscription. No withdrawal fees. If you become a Member, the platform percentage drops to 0%.
| Merchant Type | Platform Fee | Processing Fee | Gas Fee |
|---|---|---|---|
| Direct Merchant | 1.0% | $0.10 per transaction | At cost |
| Agent-Referred (standard) | 0.75% | $0.10 per transaction | At cost |
| Agent-Referred (plus) | 1.00% | $0.10 per transaction | At cost |
| Member | 0% | $0.10 per transaction | At cost |
What does "at cost" mean for gas?
Gas is the blockchain's processing fee — MakaPay passes through the exact cost with no markup.
| Chain | Typical gas per payment |
|---|---|
| MakaChain | Free |
| Polygon | $0.01 – $0.05 |
| BSC | $0.05 – $0.15 |
| Ethereum | $0.50 – $5.00 |
Real example
$100 USDT payment on Polygon as a direct merchant = $1.13 total
$1.00 platform + $0.10 processing + ~$0.03 gas
FAQ
Do I need to know anything about crypto to get started?
No. You need a crypto wallet address to receive payments — that's it. MakaPay handles chain routing, gas, and settlement automatically. If you don't have a wallet yet, setup takes about two minutes and we'll point you to the right tools.
Does MakaPay hold my money?
Never. Every payment settles directly to your wallet address the moment it clears. MakaPay doesn't hold funds, doesn't require withdrawals, and has no float period. What your customer sends is what arrives in your wallet.
What if a customer makes a mistake — wrong amount, wrong network?
If you have a Gas Tank balance, MakaPay can automatically recover funds from most payment errors — underpayments, wrong tokens, wrong chain. The Gas Tank covers the recovery cost and we route the funds back to you. Without a Gas Tank, recovery is still possible but requires manual support.